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Money in, from anywhere.

A customer's bank, a payer overseas, a crypto wallet or a new investor. Each one pays the way they already pay, and it lands in the account you choose.

Every payer has a way in

Wherever the money starts, there is a rail it can arrive on and an account ready for it. Pick a payer to see their route.

Try it Pick who is paying you.

Who is paying

How it arrives

US bank transfer

ACH, wire or RTP

US dollars, against your account and routing number, with a reference that ties it to you.

  • ACH
  • Fedwire
  • RTP

Where it can land

  • Your Universal AccountAs US dollars Yes
  • Your bank accountTo its own account and routing number, or through a payment request Yes
  • Your SafeAs USDC, through the Safe's own bank details Yes

Three ways to get paid

Start with the simplest. Each one adds structure for the payments that need it.

  1. Payment instructions

    Bank details for ACH, wire, RTP and SWIFT, and an address for every stablecoin network, on one sheet you can hand to anyone.

    For regular customers, partners, and anyone who asks where to send it.

  2. Payment requests and invoices

    A set amount and a link to pay it. Your payer picks ACH, wire or stablecoins, and every payment is recorded against the request.

    For invoices, retainers and one-off charges.

  3. Fundraising

    Invite investors to a SAFE round. Both sides sign first, and only then can the investor pay, by wire or from a crypto wallet.

    For venture-backed startups raising on SAFEs.

Payment instructions for every rail

Send one sheet and stop answering "where do I send it?" It covers every way a payer can reach you, so they pick the one that suits them.

  • US bank transfer: one account and routing number for ACH, wire and RTP.
  • International: a SWIFT/BIC for payers whose bank is outside the US.
  • Stablecoins: one address for Ethereum, Base, Arbitrum and Avalanche, and separate addresses for Solana and Tron.
  • A reference on every transfer, so each payment is traced to you.

Copy one field or the whole sheet. Your other accounts can take payments too: a Safe gets its own bank details, and a connected bank account can get stablecoin addresses with Bank Account Upgrades.

See Universal Accounts
Universal Transfer Instructions for a Universal Account: beneficiary, masked account and routing numbers for ACH and wire, a masked SWIFT/BIC, a reference code, and stablecoin addresses for Ethereum, Base, Arbitrum, Avalanche, Solana and Tron

Universal Accounts and dollar conversion are provided by 1Money USA, Inc. Mezzanine is a Referral Partner of 1Money.

Once it lands

Getting paid is half the job. Knowing what came in, and what happens next, is the rest.

  • Traced to what it's for

    A reference on every bank transfer traces it to you. A payment request tracks each payment against the amount owed.

  • Seen beside everything else

    What arrives shows in All Assets next to every other balance you hold, bank and onchain, so nobody has to ask whether it came in.

  • Held to your rules

    Receiving needs no signature. Moving the money on goes through your approval rules.

Ready to run your finances on Mezzanine?

Bring the accounts you already have, set your approval rules once, and keep every payment on the record.

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