One account for dollars and stablecoins.
A Universal Account enables one unified balance, accessible across banks and blockchains. Receive funds via ACH, RTP, wire, or SWIFT; stablecoins directly on Ethereum, Base, Arbitrum, or Avalanche; or automatically converted stablecoins on Solana and Tron. Send from your Universal Account to any bank account or to any wallet on Ethereum, Base, Arbitrum, or Avalanche.
Get paid from anywhere with one destination.
Share universal transfer instructions to accept ACH, RTP, wire, SWIFT, and stablecoins across Ethereum, Base, Arbitrum, Avalanche, Solana, and Tron. Mezzanine handles any conversions automatically.
Universal Transfer Instructions
Acme Holdings Ltd.
Domestic ACH · RTP · wire
- Account number
- •••• 4821
- Routing number
- •••• 0210
International SWIFT
- SWIFT/BIC
- ••••US33
- Account number
- •••• 4821
Stablecoins one address per chain family
- Ethereum
- 0x7a3f…c91e
- Solana
- 9xQe…Wk2P
- Tron
- TLa2…8vHq
- Base
- 0x7a3f…c91e
- Arbitrum
- 0x7a3f…c91e
- Avalanche
- 0x7a3f…c91e
| Way to pay you | What the payer uses | Arrives in |
|---|---|---|
| Domestic (ACH, RTP, domestic wire) | Account and routing number | Seconds to two business days |
| International (SWIFT) | SWIFT/BIC and account number | One to four business days |
| Stablecoins | One address for Ethereum, Base, Arbitrum and Avalanche. Separate addresses for Solana and Tron, converted on the way in. | As soon as the network confirms |
Money in and out, made simple.
Switch effortlessly between ways to send and receive, with the right controls, options, and instructions built in for you.
Get paid by ACH
What the payer uses
- Account number
- •••• 4821
- Routing number
- •••• 0210
Arrives asUS dollars
From any US bank. The same account and routing number take ACH, RTP and domestic wires.
Your Universal Account, ready for connection.
Open a Universal Account for any of your entities directly in Mezzanine. Complete a one-time business verification, and once approved, you'll have your own US account details and access to bank and blockchain payment rails. Your contacts, permissions, and approval workflows are already in place, so you can start putting the account to work alongside the rest of your financial operation.
Universal Accounts are provided by 1Money USA, Inc. Mezzanine is a Referral Partner of 1Money.
Keep your bank and expand your options.
Add a Universal Account alongside your existing bank, giving you more ways to hold, send, and receive money. Everything works together in Mezzanine, with familiar workflows, shared controls, and reliable payments.