Let your bank account accept stablecoins.
A Bank Account Upgrade lets the bank account you already have accept stablecoins. Customers and partners pay you in stablecoins, and you receive dollars in that same account.
Stablecoins in, dollars out
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Share a payment address for your bank account, on Ethereum, Solana, Tron, Base, Arbitrum or Avalanche.
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The payer sends USDC, USDT, PYUSD or another major stablecoin, from any wallet or exchange.
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It converts to US dollars automatically.
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The dollars arrive in your bank account by ACH.
From the payer's side
Each network gets its own payment address, so whoever owes you picks the network and stablecoin that suit them. Whatever they choose, your end of the route is the same: dollars, in the bank account you already have.
Try it Switch the network and the stablecoin.
The payer picks a network
and a stablecoin
What changes at your bank
Nothing.
Same bank, same account, same numbers. The money arrives as an ordinary ACH transfer, so your bank never touches crypto and your controller never opens a wallet.
Which banks work
Any US checking or savings account you connect through Plaid: Mercury, Brex, Ramp, Chase, Meow and 12,000+ more. Not on Plaid? Add it with its account and routing numbers.
Paying a wallet from your bank
The reverse runs from the same account. Wire dollars against the instructions for a wallet or Safe, and the recipient receives USDC.
Dollar conversion is provided by 1Money USA, Inc. Mezzanine is a Referral Partner of 1Money.
