Let your bank account accept stablecoins.

A Bank Account Upgrade lets the bank account you already have accept stablecoins. Customers and partners pay you in stablecoins, and you receive dollars in that same account.

Accept stablecoins, receive dollars.

  1. Share a payment address for your bank account, on Ethereum, Solana, Tron, Base, Arbitrum or Avalanche.

  2. The payer sends USDC, USDT, PYUSD or another major stablecoin, from any wallet or exchange.

  3. It converts to US dollars automatically.

  4. The dollars arrive in your bank account by ACH.

Let them pay their way.

Your payer chooses their preferred blockchain network and stablecoin, then sends from their wallet or exchange as usual. The payment is automatically converted into dollars and deposited into your existing bank account. Easy for them, easy for you.

The payer picks a network

and a stablecoin

They send25,000.00 USDCto 0x7f3c…a19e on Base
Converts automaticallyUSDC to US dollars
You receiveUS dollarsin your existing bank account, by ACH

What changes at your bank? Nothing.

Same bank, same account, same numbers. The money arrives as an ordinary ACH transfer, so your bank never touches crypto and your controller never opens a wallet.

Keep the bank you already use.

Connect your US checking or savings account through Plaid, including accounts with Mercury, Brex, Ramp, Chase, Meow, and 12,000+ other institutions. If yours isn't listed, simply add it manually using your account and routing numbers.

From your bank, straight to their wallet.

Pay someone in USDC directly from your bank account. Just wire dollars using the payment instructions for their wallet or Safe. The conversion happens automatically, and they receive USDC onchain.

Dollar conversion is provided by 1Money USA, Inc. Mezzanine is a Referral Partner of 1Money.

Ready to run your finances on Mezzanine?

Bring the accounts you already have, set your approval rules once, and keep every payment on the record.

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