Dollars to stablecoins, and back.
Fund in dollars, pay out in stablecoins. Collect in stablecoins, land in dollars in your bank. Every conversion is quoted before it runs, and approved like any other payment.
Which way, on which rail
Every ramp runs through your Universal Account, which converts on the way. Dollars arrive by ACH, Fedwire, RTP or SWIFT, and go back out by ACH, wire or SWIFT. Stablecoins go out on Ethereum, Base, Arbitrum or Avalanche.
Try it Pick a direction, then a rail and a network.
Struck through: that stablecoin isn't carried on that network.
- FromYour bankUS dollars by Fedwire
- ConvertsUniversal AccountDollars to USDC
- Lands inYour Safe or walletUSDC on Base
Send dollars by Fedwire to your Universal Account. They convert to USDC and arrive in your Safe on Base.
Before you confirm: the rate, what you send, what arrives, the fees, and how long the quote holds. The payment goes through your approval rules like any other.
Quoted before it runs
See the live rate before you confirm. Enter what the recipient should receive, and the amount to send is worked out for you, so the amount that arrives is the amount you entered.
What the form looks like
On/Off Ramp
Between your bank accounts and your onchain accounts.
Part of every payment
You rarely open a ramp on purpose. Pay a bank from a Safe or a wallet, and the conversion happens inside the payment: it sends stablecoins, the bank receives dollars. Moving between your own accounts works the same way, in Internal Transfers. The payment goes through your approval rules.
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Quoted first
The rate, both amounts, the fees and how long the quote holds, before anyone confirms.
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Approved like a payment
Conversions go through your approval rules. Each approval needs a different person.
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Screened
Where the stablecoins go is checked against the OFAC list before they send.
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Recorded
Both sides of the conversion, and who approved it, stay on the record and in the activity log.
Pay a vendor's bank from a Safe or wallet Let your bank account accept stablecoins
Universal Accounts and conversion are provided by 1Money USA, Inc. Mezzanine is a Referral Partner of 1Money.